About IAMSL

Welcome to our website at IAMSL.Net! We pride ourselves on providing the best priced No Credit Check Payment Program in the U.S. while protecting your pride, and privacy. We also offer a HUGE selection of name brand products. Our items are new in a box with a full manufacture warranty.

Since 2001 our customers have been able to purchase high quality name brand products from the privacy of their own home. Our customers happily comment how they are able to obtain an affordable payment plan from our many financing partners, no matter what their credit score, low or high or even if they don't have a credit score

Many of our customers have found it very difficult to obtain traditional retail financing in their local stores and are left with the only option to purchase from a big  rent to own company at much higher prices.

Our pricing is typically much cheaper than these rent to own companies and we deliver our products by Fed Ex, UPS or big trucking companies.  Our customers never have to worry about a "rent to own" truck pulling up in their front drive to deliver a product, repossess the item or collect a payment.  Their family, friends, or neighbors never need to know they purchased from us with our ”no credit check" financing companies. Protecting our customers’ privacy and pride to help them obtain the name brand products they want and deserve, is our goal.

We strongly believe that good people sometimes have bad or life changing events like divorce, unplanned medical expenses, layoffs or  job eliminations which can cause a persons credit score to go down which can make it almost impossible to obtain financing from a traditional retail store.

In addition, the recession and credit crunch we have all experienced,  have resulted in many big financing companies tightening their credit underwriting. This means most people must have a high credit score or almost perfect credit to get approved at a retail store. 

Our customers tell us we are the best answer for good people who need an alternative between regular retail stores who don't easily extend credit and very expensive big box rent to own companies.

Our customers are able to increase their credit scores by lease  purchasing from us and making timely payments. Some of our financing partners report back to the credit bureaus even though they don't check credit before approving your application

In a lot of cases our customers can obtain the products they want without a down payment and their first payments don't start till 10 days to two weeks AFTER receipt of the product at there home. There are no multiple pre payments before the items are shipped to you like many of our competitors.

Some of our financing partners offer 90 Days As Cash options and repayment terms up to 24 months to keep your payments low. 

All of our financing partners incentivize our customers to pay off early by giving them a HUGE discount, not a early payoff penalty, like some of our competitors.

If you don't see the item you want. In some cases we can Customize or Special Order the product you want. We are very flexible

Summary Of  Our  Program

1. No Check Financing
2. Lower Prices Than Most Big Rent To Own Companies
3. Big Selection
4. Special Or Customized Orders
5. Protect Your Pride and Privacy With  No "Rent To Own" Delivery or Collection Truck Ever Showing Up At Your Home. without your knowledge
6. Reporting Your Payments Back To Credit Bureaus To Impact Your Credit Score In Some Cases
7. Up to 24  Months Financing To Keep Your Payments Affordable
8. HUGE Early Payoff Discounts Available
9. 90 Days Same As Cash Option Available In Some Cases

We look forward to continuing to help you with all your product needs.